4 Reasons Why Debt Fund is Still Better Than Fixed Deposits !

This site had earlier posted an article Tax Planning :Debt Funds better Than FD , It Gives Tax Free & TDS Free Return ! That article was written when the debt mutual fund was becoming long term capital gains within 12 months of holding it .After the Finance 2014 brought in change in period of holding for 36 months for regarding a mutual fund unit (other than the Equity Oriented Units ) as long term capital asset, a question may arise regarding the preference of Debt Mutual Fund Units over Fixed or Term Deposits. An analysis shows that debt mutual fund still has four advantages over the fixed deposits